A futuristic depiction of a digital transaction using Apple Pay, showcasing a sleek smartphone screen displaying the payment app interface. The scene is set in a bustling urban environment, with neon lights reflecting off the glass surfaces of surrounding skyscrapers. The style is hyper-realistic with fine details, capturing the crispness of digital icons and the subtle glow of the screen. In the foreground, a diverse group of tech-savvy individuals are engaged in the digital payment process, their expressions reflecting convenience and security. The background is alive with digital billboards and holographic advertisements, creating a vibrant atmosphere. The mood is dynamic and innovative, with a color palette dominated by electric blues and vivid greens, enhancing the high-tech ambiance.
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